stdClass Object
(
    [id] => 63
    [name] => Kavitha
    [title] => Dr.
    [department] => Assistant Professor
    [department_new] => 
    [image] => dr_kavita_profile_11241.jpg
    [is_active] => 0
    [display_order] => 63
    [is_deleted] => 0
    [created_on] => 2022-07-12 12:22:34
    [last_name] => Pradeep
    [email] => kavithap@thapar.edu
    [phone_no] => 9633399386
    [specializations_id] => 10
    [description] => 

	Be it the knowledge of workings of the physical world or the innovations resulting from the creative application of such knowledge, all of themoriginate as a mere thought in the mental realm of individuals. Swami Vivekananda emphasizing on the potential of our thoughts remarked that we are the product of our thoughts and we should be mindful of what we think. Young minds are storehouse of creative potential. It is those streams of thoughts that germinate in their minds which will determine not only the course of their own future but also of the whole mankind. As a teacher I consider it my privilege that I get to stimulate germane thoughts in my students’ mind, to help them steer away from debilitating thoughts and also to make them inquisitive as well as sensitive towards the needs and problems of their fellow beings.

	Teaching in a business school makes my endeavor of channeling the thoughts of young minds even more pertinent. As the controllers of economic resources and drivers of innovation, business organizations and its managers at the grassroot level play a crucial role in ensuring economic and environmental sustainability. Considering the huge impact of decisions made by managers on the economy and society at large, it is very important to plant the right seeds of thought in the minds of future managers and to make them capable of taking a holistic approach to problem solving. Even though I teach finance and related subjects I encourage students to take an interdisciplinary approach and to be compassionatewhile solving problems.

	Same rule applies to me when it comes to my research projects. I do not limit myself to my knowledge domain to solve intriguing problems which have social and economic ramifications. Rather I try to explore and find new and unique logical explanations or solutions to real life problems. Research problems I seek to address mostly arise from my work experience in the banking sector and I am still in the pursuit of uncovering feasible solutions to improve Indian Banking Sector.

	To summarize, I would like my students to become astute, compassionate and most of all the master of their mind rather than being its slave.

	Academic Awards and Honours

	

		Awarded Merit Certificate by Calicut University for being placed third in the batch for the B.Com Programme
	

		Awarded Best Outgoing Student by Vimala College Thrissur at the completion of Graduation
	

		Best student in Accountancy Award for scoring 100% in accountancy in the University examination for graduation
	

		Best Student in Income tax Award for scoring 99% in the Income Tax in the university examination for graduation
	

		National Eligibility Test (Eligibility for Lectureship) and Junior Research Fellowship(JRF), University Grants Commission, India, 2013
	

		Awarded student’s scholarship for attending Annual meeting of American Economic Association held at Chicago, USA in January 2017


	Academic Certifications and Workshops

	

		Anti-Money Laundering and Know your Customer certification by Indian Institute of Banking and Finance
	

		Certificate of proficiency in Microsoft office by NIIT Academy
	

		Attended workshop on Big data analysis organized by IIM Ahmedabad on December 12,2016
	

		Attended one week Faculty Development Program on Financial Derivatives organized by Cochin University of Science and Technology from 26th May 2021


	PhD Dissertation

	“Three Essays on the Effect of Bank Monitoring on Borrower Decisions: Evidence from India” – The dissertation builds on and contributes to the literature on the uniqueness of banks by studying the effect of bank monitoring on the repayment decision made by micro enterprise borrowers as well investment and disclosure decisions made by listed corporate borrowers.

	Research Accomplishments

	

		Best Doctoral Paper Award- for the paper Bank Monitoring and Delinquency of Micro Business Borrowers- awarded byAIMS International
	

		Best Paper Award- for the paper Banks in India-Efficiency in financing entrepreneurs and smallbusinesses under PMMY scheme: DEA approach-awarded by theSMART Journal of Business Management Studies
	

		Best Paper Award- for the paper - The case of a rural branch of an Indian Public Sector Bank: Innovation through learning and lean thinking. Awarded at International Conference of Research in Business held at New Delhi
	

		Best proposal Wipro Earthian Awards, The proposal was about addressing the waste management crisis in Kozhikode, 2015


	Technical Strength

	

		Software: DEA frontier, STATA, Eviews, SPSS AMOS and R Studio; NVIVO and QDA Miner software for qualitative data analysis; LaTeX (document preparation software); Zotero, Mendeley (reference management software)
	

		Databases: CMIE Prowess, Thomson Reuters DataStream, Bloomberg Experience of conducting field study using survey method


	Teaching Interest

	Graduate /Post Graduate -Commercial Bank Management, Financial Accounting, Cost and Management Accounting, Entrepreneurial Finance, Social Finance, Corporate Finance, Financial Planning

	PhD Courses- Research philosophies in Finance and Accounting, Empirical Research in Accounting, Empirical Research in Corporate finance, Financial Intermediation

	Research Interest

	Banking; Microfinance; Accounting; Empirical Corporate Finance; Entrepreneurship

	 

	Publications-Research Papers

	

		Paper-Application of Lean Tool for Process Improvement of Bank Branches. IIM Kozhikode Society & Management Review 2019-(ABS- 2; Equivalent to ABDC -B category)-Coauthored with Baag P K and Sarkar A.
	

		Paper-Banks in India-Efficiency in financing entrepreneurs and small businesses under PMMY scheme: DEA approach. SMART Journal of Business Management Studies, 13(2), 73-83,2017 (ABDC –C category) – Coauthored with Baag P K
	

		Paper-Philosophies and traditions of Accounting Research. International Journal of Research in Business Studies,2018- Peer Reviewed Journal-Coauthored with Baag P K


	Publications- Text Book/ Book Chapter

	

		Text book -“Management Accounting (Text and Cases)” along with Pankaj Baag, and Gauri Shankar in 2018; Publisher-Staredu Solutions;ISBN-10: 9386765519; ISBN-13: 978-9386765512-Revised Edition 2020; Publisher SYBGEN
	

		Book Chapter- Does Internationalization of Business-Group-Affiliated Firms Depend on Their Performance? Coauthored with Mukherjee.S, in the Book Start-Up Enterprises and Contemporary Innovation Strategies in the Global Marketplace (pp. 153-165), edited by Rajagopal,& R. Behl,published by IGI Global.
	

		Text Books in Pipeline:
		

			Co-authored book on Commercial Bank Management
		

			Co-edited book on contemporary issues and areas in finance and accounting
	


	Publications under review

	

		Kavitha P and Baag.P K, Role of bank monitoring in fostering entrepreneurial self-efficacy of women micropreneurs and reducing delinquency: a case of an Indian Small Finance Bank, Entrepreneurship and Regional Development, First review received (ABDC A category)
	

		Kavitha P and Baag P K, Monitoring by Single Bank and Accounting Conservatism, Managerial Finance (ABDC B Category)
	

		Kavitha P and Baag P K, Monitoring by Bank Appointed director and Investment Efficiency, Corporate Governance: an International Review, (ABDC A Category)


	Working Papers

	

		WP 206 Bank in India- Technical and Scale efficiency in financing entrepreneurs and Small business -DEA Approach, coauthored with Baag P K
	

		WP 272- Crowd funding for entrepreneurs –analysis of institutional work, coauthored with Baag P K
	

		WP 281-The case of rural branch of an Indian Public Sector Bank: Innovation through learning and thinking lean with a managerial performance perspective, coauthored with Baag P K


	Conferences-International -Presented

	

		Bank Monitoring and Delinquency of Micro Business Borrowers. Paper presented at AIMS International Conference, held online from March 4-6 2021
	

		Looking at Crowd funding Phenomenon through the eyes of Institutional Theory. Paper presented at AIMS International Conference, held online from March 4-6 2021
	

		Information Technology Adoption in Banks and it Impact on Risk. Paper presented at AIMS International Conference, held at IIM Kozhikode from January 2-4,2020
	

		Arriving at Probability of default. Paper presented at AIMS International Conference, held at IIM Kozhikode from January 2-4,2020
	

		The effect of Bank Monitoring on cash conversion cycle of firms Paper presented at International Conference of Society of Operations Management, held at IIM Kozhikode from December 20-22,2019
	

		Operational Risk of banks and Dependence on IT services. Paper presented at International Conference of Society of Operations Management, held at IIM Kozhikode from December 20-22,2019
	

		The case of a rural branch of an Indian Public Sector Bank: Innovation through learning and lean thinking. Paper presented at International Conference of Research in Business , help at New Delhi on 20th May 2018
	

		Paper- Philosophies and traditions of Accounting Research. Paper presented at International Conference of Research in Business , help at New Delhi on 20th May 2018
	

		Pradhan Mantri Jan DhanYojana- A Stakeholder Perspective. Paper presented at the fourth PAN IIM World Management Conference held at Indian Institute of Management Ahmedabad from December 13-15, 2016
	

		Does Internationalization of Business Group Affiliated Firms Depend on Performance? Paper presented at the International Conference on Innovation, Market Competition and Economic Development, Bhubaneswar, India help at IMI Bhubaneswar from December 9-10,2016
	

		Effect of Task Characteristics on Academic Self-Efficacy; A Study Among Indian Management Students’ in the 7th annual “Conference on Excellence in Research and Education (CERE)” organized by Indian Institute of Management (IIM) Indore from 5th – 8th May, 2016.


	Conference International-Accepted

	

		Role of positive emotional display of loan officer in building affective trust and improving loan sales effectiveness" accepted for presentation at the Australia and New Zealand Academy of Management (ANZAM) in Conference held at Melbourne, Australia in December 2017
	

		Paper-“A sustainable strategy to Bank on? Technology driven green marketing Initiatives’ influence on Brand Attitude” accepted for presentation at the PAN IIM Conference held at IIM Lucknow in December 2017


	Research Reviewer

	

		IIMK Society and Management Review
	

		Macroeconomics and Finance in Emerging Market Economies
	

		Paradigm
	

		IIMB Management Review


	Teaching Experience

	Academic Mentor for the participants of Senior Executive Development Programme conducted by IIM Kozhikode during 2019-2020

	Work experience

	

		

			

				Designation
			

				Company
			

				Tenure
			

				Assignments
		
		

			

				Assistant
			

				State Bank of India
			

				

					

						January 2009

						to June 2014

						(5 years

						6months)
				
			
			

				

					

						Branch
					

						Centralized
					

						Loan Processing Cell
					

						Administrative Office
				
			
		
	


	 
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